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Current Guaranteed Annuity Rates
January 12, 2007

Surrender Charge Period

Issuing Company

Annuity Name

Guaranteed Annualized Yield

10 Years

Midland National

Guarantee Bonus 15

4.83%

9 Years

Midland National

MNL Guarantee Plus 9

4.85%

8 Years

American National

Palladium MYG 8

4.80%

7 Years

Midland National

MNL Guarantee Plus 7

4.85%

6 Years

American National

Palladium MYG 6

4.80%

5 Years

AIG

Fastrak 5

4.85%

4 Years

Midland National

Direct Guarantee 4

4.55%

3 Years

Midland National

Direct Guarantee 3

4.38%

 Disclaimer:  The information in this table is compiled from several sources and is believed to be accurate as of the date indicated.  However, rates are subject to change without notice.